While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 0000014445 00000 n I don't know where the actual card is. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. A balance transfer lets you use a credit card to pay debt on another credit card. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. How long does it take to process a balance transfer from another company? 0000002823 00000 n Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. From the Transfer Funds To drop-down, select the credit card that will received the balance. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Only time I had to was when my original myki was expiring. At this stage, these are the only card types available on Mobile myki. Do you have any links to the technical specs of the miki? No. 1. It appears as a "Approved Level 2" request on my myki account on the website. the PVT website says: "What to do with your myki when you leave Melbourne. You can then see what Android version youre on. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Myki Money QTEM devices can be found at PTV Hub (SouthernCross). If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. replacement card and to organise a balance transfer from your old myki to your new one. Image what could have been done with a billion fucking dollars. 0000004863 00000 n Always the last place you look lol. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Please note, balance transfer is not instantaneous. damage that exceeds normal wear and tear. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. How many level crossings could have been grade-separated with that money? (by Issuer). Pay down your credit card debt. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. You may also need to restart your phone after updating the app. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. 182 0 obj Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. How to Add Authorized Users & Employee Cards on a Business Credit Card? A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. The balance transferred when the old card expired. endobj Create an account to follow your favorite communities and start taking part in conversations. What is the best balance transfer credit card? Does a balance transfer happen automatically? Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Auto-load is the same as auto top up. Music:. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. 180 0 obj Mobile myki is different to an existing myki card. I have had a myki card virtually since the start date. Online at Public Transport Victoria website . You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. This will let you manage your myki as you would a physical myki card. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Maintain your L-plate log book. New comments cannot be posted and votes cannot be cast. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. We are committed to being fully transparent with our readers. Now you cannot access it on your original device. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Your original go card will be cancelled immediately and cannot be used for further travel. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. To. 0000004886 00000 n Upon approval, your new card provider might pay your old card provider directly or send a check to you. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. No. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. 0000118744 00000 n See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Legit all the way, touched on and everything. <> Once you do, carrying out a balance transfer becomes rather straightforward. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. xref trailer Please note, balance transfer is not instantaneous. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. 0000014515 00000 n I found that other card with $19.90 on it. Some trips take longer than two hours because of a transfer between services. This is why I don't keep much money on transport cards. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Can You Get a Student Credit Card With No Income? Can You Pay Your Taxes With a Credit Card? Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). Step 5: Apply for the New Card. -- Lee Huffman, credit card expert at BaldThoughts.com. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Top up your myki 0000003374 00000 n With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. We're working to improve our systems so we can allow other payment card types in the future. Myki credit, once on your card, does not expire after 90 days of not getting used. Please note you cannot replace a lost or stolen myki at a premium station. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. I still don't understand why though - what is the technology required to do this? Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. 0000001798 00000 n They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. What are Your Rights as a Credit Card Holder? If you receive a check, you then need to forward it to your old card provider. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. By phoning 1800 800 007. They contacted me, I did it online and they posted me a new card. A balance transfer does not happen automatically. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. You need to apply for a balance transfer. 0000005511 00000 n Done it twice now. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Your myki money or pass can then be transferred to a new smartcard. Yes. Transferring a credit card balance is relatively easy, but you need to follow a few steps. To replace your myki online, you must be requesting the same fare concession type as your original myki. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Here's where to find it: After logging in to your account, go to "Card Details.". Go to Settings > Connected devices > NFC. We recommend visiting the card issuers website for the most up-to-date information available. 0000005683 00000 n Balance transfers usually go through in five to seven days, although they may take longer. Step 4: Analyze Your Top Picks. Mobile Myki can be set to Auto Load. 0000001606 00000 n Licences. Wait a few minutes then check the app to see your balance. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. You would think they could have done it over the phone. The easiest option is to call PTV on 1800 800 007. I never bothered to do it. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. 2. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Privacy Policy. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. How Prepaid Cards Work & Why You might want one? I realise this is not a life-changer, but there's a principle at stake. The reason for that is because low interest rates for transfers are made to attract new customers. The unused money remains on the card, losing value as fares increase over the years. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Student passes and concession cards cant be replaced online or over the phone. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Any money on your card will be protected. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. How does credit and credit cards work for students? If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. This may also be an anti money laundering thing. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. This question is about Synchrony Bank Credit Cards. Choose a card from the list or search by location or card name. New comments cannot be posted and votes cannot be cast. The call centre staff member told me "we're not a financial institution so it's not that simple". As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If these are your only two cards, your credit utilization ratio is 33.33%. In my experience touching on is quicker than validating a metcard. Is it bad to do multiple balance transfers? Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Tap Continue. You can only activate a Mobile myki on one device at a time. 0000118590 00000 n For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Only Mobile myki has the ability to charge you a fare via a myki device. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Enter the amount of debt you want . Can you transfer MyKi balance from one card to another? Save Big With Low-Rate Balance Transfers. To check if you're eligible to travel on a concession myki, see Concessions and free travel. 0000006952 00000 n WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. 0000117992 00000 n For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. The cost would have been deducted from the balance at transfer. 0000002429 00000 n To keep travelling with auto top up or Auto-load, youll need to set it up again. Hold the phone still when touching on and off. 0000010193 00000 n Editorial and user-generated content is not provided, reviewed or endorsed by any company. You haven't explained why you need to transfer balance. What is the best cash advance credit card? A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. It has trouble with form-filling on mobile devices, however. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Which I obviously don't have because it is lost. 0000001076 00000 n Buy a new myki and top up with myki Money or a myki Pass and register your new myki. 187 0 obj Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Why Military Personnel Are Vulnerable to Identity Theft? This is regardless of whether there is a myki pass or existing fare on the myki. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Carrying that balance is costing you $1,000 a year in interest. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. We're working to improve the messaging. It was in my wallet the whole time lol. 0000000016 00000 n What is the best low interest credit card? If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. You probably want to transfer a balance to save money not spend more. If it doesn't appear, your phone does not have an NFC chip. %PDF-1.5 % Just one more benefit you enjoy as a COPFCU member. endstream Your first touch on creates a 2 hour fare. I called customer service and was advised I needed to go in person to Flinders St station to do it. I have my most recent card that has $6.54 on it. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. I realise this is not a life-changer, but there's a principle at stake. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! They are good for people who use transport frequently. You may also receive a letter confirming the balance transfer. No. It also protects your myki balance if you lose your phone or it's stolen. You might also lower your overall monthly payments and turn multiple bills into one easy payment. John Miller, Credit Cards Moderator. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Click on "Select Offer.". General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. FAX?! What kind of retarded system is this? Learner permit or driver test. To learn how to do a balance transfer, review this step-by-step process. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. . In addition, it is not any companys responsibility to ensure all questions are answered. 0000004139 00000 n Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Depending on your card provider, you may initiate the process online or over the phone. In a couple of weeks I will be renovating and furnishing a new house. What Happens to a Student Credit Card After Graduation? But yeah, a fair bit that is just backwards. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. 3. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. Keep in mind that credit utilization is also affected by individual card balances. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? For more information, visit the V/Line website. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 0000008137 00000 n What is the Best No Annual Fee Credit Card? When a Myki card is lost or . My old one is registered and everything with my account but there seems to be no way to import that one in. The process begins when you submit a balance transfer application. What credit cards don't require a deposit? Choose the zones you want to travel in and the number of consecutive travel days you need. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Pay down this card's balance quickly to improve your credit. There must be hundreds of thousands of Myki card balances in this situation, if not millions. You can use the ticket number to register your myki or if you require a refund. endobj If you have Mobile myki you can set Auto Load via the Google Pay app. For more information, please see our WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. On your new phone, download Google Wallet and set it up with your same account details. How to Process Credit Card for Consumers & Merchants? I know there's nothing you can do. If you have a Mastercard or VISA card you can get and top up a Mobile myki. A Mobile myki expires after two years. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. endobj Under Other, select Transfer. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. @john_miller 03/01/23 This answer was first published on 03/01/23. This answer was first published on 03/01/23. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Well block your myki and arrange a replacement myki. You can register up to eight active mykis on an individual account. A quick tutorial to transfer your myki balance between google pays on different android phones. there's no excuse for this money-grubbing by the Myki corporation. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. What to Do If You Cant Get a Student Credit Card? The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. If you're using an international payment card you won't be able to top up via the PTV website. What's Auto-load? startxref endobj Was told a main railway station can move the balance. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. I know it's not possible to do it online. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. I was told that when I made a new card I would be able to transfer the money across. From the "I Want To" drop down menu, find "Transfer a Balance.". The . Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. They actually can transfer your funds really easily but you need to get a case created. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. You will need to provide identification to show that you are the registered myki card holder. Select the card with the best balance transfer offer available to you. All myki smartcards expire after four years. Select the 'Activate' option. Renew driver licence. Im sure Myki could add this capability to their website if they cared to.

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