Years ago, they got us Homeowners Insurance which was Over$2,200 for the year, which I just recently found out after the Insurance Company dropped us, saying they were informed we did not live here. ( I did get and settlement check from that lawsuit) 2. The Settlement simply allowed the Investment Company not to fall into the DOJs black List, like BOA and Wells Fargo did. I wish someone would stop them. She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair My original loan was for $75,000 now they want a $140,000 payoff SOMEONE HELP!!!!! I am so tired of this harassment. In order to be considered for a deed-in-lieu option, you must provide clear and marketable title and submit a complete application to SPS. You must contact the Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? We cant refinance, cant amend the mortgage, etc. There were no new terms agreement made or signed so there is no ceiling to a stopping point. Click Change Settings if you want to tailor the use of your cookies. It has been nothing but a nightmare, since they took over mt mortgage a few years ago. Dentons > Los Angeles, United States > Firm Profile. expected to be mailed out. So, they keep sending threatening letters stating my home will be escalated to foreclosure if I dont make the full payment. I signed up for the HARP program which gave we a 2% interest rate. Check your chain of titles theyre probably all fraudulent making the chain of title void. This was after I was out of work for one year on a forbearance program and when I got a job I call them and let them know and its been a run around for 5 months and now theyre threatening on April 13th to foreclose on my house unless I come up with $16,000 that is in the Rears. I sent the payoff check to the company overnight certified mail that cost me $ 420.00+ dollars and that company refused to accept that check until the southern man came out in me. creating another long drawn out process. Top Class Actions is a legal news source The Riveras seek to represent two separate Classes. SPS is the worst company I have ever dealt with, missing paperwork turns into outdated (all of which is false) keep delaying until they can foreclose. Then said loan is getting purchased for pennies on the dollar. My house is paid off twice now because of this Fraudulent Company and I am going through the correct channels for the Federal Government to shut this unrated , nonexistent BBB company . Once they saw we were trying to refinance our loan they changed our status at the Tax Office to say we already had it as an Equity Loan. 2. And no one has the same story! My ex-husband and I have been held captive for years!!!! My name is James Ray Maree, I live at 3121 University Drive Lancaster South Carolina 29720 und Im not hard to find . We showed proof of our loan and we were lucky our bank helped us through a refinance. Select Portfolio Servicing As an Attorney Advertising Service Select Portfolio Servicing is one of the leading providers of portfolio servicing. They started with me as my husband was fighting cancer and I spiraled into a deep depression after he was gone. Attorneys will then review your submission to determine if you have a case. All they keep talking about it sell sell sell turn my house over to them. They are the worst scum EVER! I call SPS and they say it takes at least 30 business days to board the loan into their system and they will not provide payoff information before then, although my loan payment must be made to them without delays and they will only give me 15 calendar days to change my insurance to show SPS as the mortgagee. they said there investors about 20 of them will not extend a motg to 40 yrs. SELECT PORTFOLIO SERVICING Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: select portfolio servicing. I HAVE FILED A COMPLAINT AGAINST THIS FRAUDULENT COMPANY WITH THE US CIVIL RIGHTS DIVISION, US CRIMINAL INVESTIGATION DIVISION AND THE FEDERAL TRADE COMMISSION BECAUSE MY MORTGAGE WAS COMPLETELY PAID OFF IN AUGUST 2018 WHEN I WAS TOLD THAT I HAD TO RETIRE DUE TO MY DISABILITY AND THIS COMPANY CLAIMS THAT THEY OPENED A MORTGAGE LOAN UP ON MY HOUSE IN September 2016 but they lied about because I refinanced my house with Rushmore Loan company on the same day for the exact same amount of money as the truthful mortgage company did . Thats what they want! My name is Lisa House I too am being used by SPS SERVICING. Box 65250 Salt Lake City, UT 84165-0250 Account PaymentSelect Portfolio Servicing, Inc. Attn: Remittance Processing P.O. My state recognizes me as the homeowner but SPS keep telling me I have no interest in the house. What else can I do. Praying I wont be homeless!!! Im so fed up with SPS. Select Portfolio Servicing, Inc. Case Summary On 05/17/2019 Ortega filed a Property - Foreclosure lawsuit against Select Portfolio Servicing, Inc. However if I try to sell the house I would need to pay them plus the continued monthly interest. At the maturation of the mortgage in 2036, I will essentially owe about 70% of refinanced amount under the HARP modification. My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. I never expected that in America, a thief would get the key and tap into their shoulders for the financial crime they committed. i tried talking to a representative which was no help. Select Portfolio Servicing, Inc ., D-1-GN-19-001092 (200th Dist. I am so stressed out over this. But I cant find any lawyer or program to help me. so They passed the HOT POTATOE to U.S.Bank National Association . 19-10204 (11th Cir. 2019); cert. . Defendant Select Portfolio Servicing, Inc., the company that serviced Plaintiffs' mortgage loans . Like so many others, they misled me telling me I would qualify then repeatedly denied me based on missing documents, etc. SELECT PORTFOLIO SERVICING, INC., Defendant-Appellee. Mar. These banks with their pure greed, no government oversight (or no true oversight), corrupt Courts and lawyers are STEALING all our homes. Now they are billing me for $3000 in attorney and drive-by fees. Looking at other comments I dont think they have helped any one. When I told them to call AHL and figure it out I was told Thats not our job sir. Learn more about the cookies we use. I have SPS they have bilked me for late charges that I didnt owe they also sent me my address with some other customers name on my homes bill. Amen! I wrote to them and they havent responded. Statements are regularly sent to homeowners using the letterhead of a designated company who is claimed to be a servicer. Hello I am in the same boat same story.. On two Is there is anyone reading this that can add my name to the class-action I would be happy to talk with them thank you Jim, Select Portfolio Servicing should be thrown out of business, Add my name to the Class Action Lawsuit. Our account number if you go to the bank is still connected to Chase Bank. If they feel you qualify, they will contact you directly. In March 2010, Fleming filed a Chapter 7 bankruptcy. The second is all persons who received a notice of debt from Select Portfolio Servicing which stated the amount of the debt would increase because of late chargesthat vary from day to day. The class action requests statutory damages of up to $1,000 per violation. I was given a fake rate reduction buy select profolio it lasted 8 months long after 8 month long select profolio took the rate reduction back and lie to me me and said i did not complete the paper work i ask then to send me what paper work was missing ,make a long story short every time they send me info about the paper work missing i resend it . Docket for Loza v. Select Portfolio Servicing, Inc., 7:17-cv-00430 Brought to you by the RECAP Initiative and Free Law Project, a non-profit dedicated to creating high quality open legal information. Pursuant to Misc. Bank of America - closed mortgage center near Portland, OR, 102 layoffs. Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. More than 86% of the aforementioned statistics are loans originated before 2008. I am so stressed out over this. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. Whoever you signed your loan with is still responsible. This company needs to be investigated and shut down for unfair practices and using fake documents and fake entities to steal homes. PLEASE HELP! I have been denied modifications, short sales and now foreclosure which didnt sale and they are now saying they own the home and offering relocations assistance available of 3,000 to leave so they can sale. documentation, to Select Portfolio Servicing via mail: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, fax: 801-293-3936, or online: www.spservicing.com. Internal Communication Even internal email exchange between employees I had received by mistake, the interaction demonstrates they they deceived the U.S. Treasury and Homeowners. I have been trying for YEARS to sell home. finally after arguing many times they refunded my $500.00 and I made the payment but now since they jerked me around I am always 15 days late on my payment and they call non stop. This company is a bully, misleading, and screw a lot of customers over by taking their home. The class action lawsuit maintains Select Portfolio Servicing missed that five-day deadline in its communications with the Riveras, and likely with others. Were they clear about the terms and conditions? Aug 20, 2021 PRINCETON A woman is suing Select Portfolio Servicing for breach of contract, fraud and violations of the West Virginia Consumer Credit and Protection Act. receive is excuses why I dont have the replacement check. Select Portfolio Servicing, Inc. Defendant (s) Select Portfolio Servicing Law (s) Real Estate Settlement Procedures Act State (s) New to ClassAction.org? We went through the same. We will use these documents to determine your eligibility for our deed-in-lieu option. I am sorry for all that you have been through, reading the comments each had made, it is sad that this is permitted in our Nation. I definitely believe they are fraudulant and they are illegally trying tot take my home. I have been experiencing difficulties as well. B, UDAAP, FDCPA, to name a few: Countless Letters Internal Communication among employees Letters from other Homeowners which the Mortgage Loan was and is serviced by SPS The letters, emails, the modified payments ALL indicate the Mortgage Servicer has defrauded consumers and the U.S. Other documents, acts and practices, demonstrates the audacious acts the Servicer takes before our judicial system. My husband n I have be cheated out of refinancing n I have not filled any request for our equity that we shoud bolt up over these 19 year weve owned made our payment it went from champion mortgage to h s b c then beneficial to this s p s n no one has informed me personally about any law suit or anything n I would like to know how someone signs I up online with out your pemiison ???? How do we sign up????? The balance indicates we owe more now than when we purchased the property 24 years ago. Please provide any additional information about your inquiry. and wondering if stumbling and bumbling company will make it out as the original check For example, Select Portfolio Servicing advises a homeowner seeking loss mitigation options that a single point of contact ("relationship manager") has been assigned to assist with the communications, questions, or status' during the loss mitigation process. They have no feelings, they mess up your credit so you cant get a loan no where else. But according . 6. to get the check sent in my name only. As reported by Topclassactions.com, the claim period for the Select Portfolio Servicing force-placed insurance coverage lawsuit is currently open. Three times already spanning three years. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. SPS sluffed this off as so what! i owe approx 140k on my mortgage. We are paying interest only on like 50k at a 9% and after 30 yrs we owe them 153k wth!! According to the complaint, Flemings discharge extinguished her personal liability on the Loan.. 559.72(7), 559.72(9). 11:06 AM. Paid mortgage on time last 14 months, until spouse stopped paying support money in October, SELECT PORTFOLIO SERVICING said they will modify my loan, I advised them I might refinance to do some repairs..3 days later my credit took a 71 point Hit due to i live in long island and i can t get my loan modified becasue the taxes out weight the morgtgage. Our mortgage is underwater, which means we owe more than the house is worth. All I can say is WOWHELP!!!!!!!!? Select Portfolio Servicing, Inc., No. When I called all I Dentons Offices First, it is illegal to attempt to collect any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.The complaint argues that the attempt to collect late charges that very from day to day is unlawful. Whether is a Federal or State Court, SPS had engaged in countless violations: 1. Select Portfolio has to be the WORST mortgage company ever, Ive been with them for 12 years and only $1200 has gone to principal, in my opinion they are a predator company, looking for gain on the less fortunate. The F.T.C. I know how hard it can be. Im not the sharpest knife in the droor, but a blind man could smell these SCUM BAGS 2Big2fail ??? The U.S. Department of Treasury HAMP] was a potion of taxpayers money used to save Larger Banks, Insurance Companies and the automobile Industry In all cases, these Corporations had to pay back the money lent by the U.S. Treasury, EXCEPT the portion used under the Government Funded Program HAMP. We CANT let them! We were told that the extra amount would be taken off, then they told us if the do, we have to pay taxes on almost $85,000. Please add me. The complaint alleges that the company tried to collect on a mortgage loan during the time, and after, the borrower was involved in bankruptcy proceedings. Struggling with this payment. 3. it all happened to us in the end stole our home we worked our entire lives for !! We finally gave up and lost our home. SPS has charged off as well but keeps charging me monthly charges and harasses me multiple times daily . SPS has been blocking every attempt for the short sale to go through. I get calls from Select Portfolio at least once daily. They sent people to my home to give us a letter to validate we live here. The person represented SPS and the person was driving a car with license plates registered to a truck. I inquired how select_portfolio_svcg_fdcpa_complaint.pdf, Attempt to Collect Debt Discharged in Bankruptcy. They tell you they can help with the programs they have. I have had problems with my monthly mortgage since SPS has taken over the account. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement If it is NOT.. Then decided to say that I was not eligible for any form of modification. I have been paying my mortgage for around 8 years and have paid only a fraction of what should have been paid. I was able to make partial payment. If they forgave $30,000 $100,000 or MORE and it was NOT beneficial to you, the homeowner They received at least DOUBLE of what they had forgiven you under the Settlement. Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? Tip#2 We have refinanced an equity loan which banks do not resell. I need a lawyer to work for me against SPS and their unethical practices! Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. 2019 of plaintiff's counsel [letter dated August 23, 2019 of the Federal Deposit Insurance Corporation to plaintiff . they say they gelp you with a loan modification. 2. It has been 6 months, as SPS keeps denying paperwork, requesting resubmissions of paperwork, stating that they did not receive paperwork or the resubmitted paperwork. The F.B.I. Are there other home owners withe the same issues..please contact me so we can fight back, We are going through the same thing with our home. Setting up a free account with Top Class Actions will allow you to receive instant updates on ANY article that you Follow on our website. Despite the bankruptcy, the Riveras received a notice that the Bank of America mortgage was transferred to Select Portfolio Servicing for collection on July 9, 2015. The increase of a discharged mortgage debt, the increase of fees, interest charges and perhaps other acts or practices may be: A Violation of your BK Stay Other BK Protections you and I, as debtors are entitled by Federal Law. Well they file to foreclose and I returned file bankruptcy. YES PLEASE ADD ME TO A CLASS ACTION LAWSUIT AGAINST SPS PORTFOLIO BECAUSE THEY HAVE PURPOSELY DISCRIMINATED AGAINST MYSELF , MY FAMILY AND FRIENDS ON EACH AND EVERY ASPECT OF DISCRIMINATION. I sent it to SPS and they told me that they never received the money. Bank of America - cut roughly 100 mortgage jobs in Charlotte. When I spoke to them they couldnt answer for the added ,$1405.00 reported to my credit report! 3. I had a extremely bad fall with a serious injury. We keep getting letters from their lawyers saying they are going to foreclose on us. Bank of America - cut 50 jobs at Legacy Asset Servicing unit in Fort Worth, TX. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Top Class Actions is a Proud Member of the American Bar Association, Various Trademarks held by their respective owners. Thank you, I would like to get in on this class action lawsuit. administrator or law firm. Please stop this company!! 12 CFR 225.28 List of permissible nonbanking activities. The firm's many attorneys have a wide range of expertise in all areas of the law. In September 2016, it was confirmed by the court. We modified back in 2010 and did 2- three trial payments and some how after it was all said and done they added over 35k in fees and interest, left the same high interest rate plus they put us in a ballon payment. Location Loris, SC. Pay extra for the privilege of deciding how much to pay them or let them empty my bank account every month since its free. I know theres a lot of us out there that, sadly, have experienced the same thing. They say I owe over 250,000 on a home I purchases 15 yrs ago for 120,000. The Investment company receives $1.00 to $1.5 for each $1.00 forgiven as a CREDIT towards the $5.8 Billion Dollars Settlement.
